Sending money across borders should be simple. Once those funds arrive in Colombia (or anywhere else), using them should be just as effortless.
Thanks to Bre-B, it finally is.
In the fall of 2025, Colombia officially launched its widely-celebrated payment system, and its rapid adoption has stunned the world.
Built via collaboration between the Central Bank, regulators, and the financial industry, Bre-B processed over 500 million transactions in its first five months alone.
For the families who rely on remittances, this isn’t just progress—it’s a major upgrade to how money is used every day.
At uLink, we’re all about making international transfers fast, safe, and affordable. That’s why we’re thrilled that Bre-B now exists as a reliable rail within Colombia. uLink gets your money to Colombia quickly and securely—Bre-B ensures it’s usable the moment it arrives.
uLink + Bre-B Colombia? A seamless duo made to send money home.
Read on to see how Bre-B works, why it’s such a big deal for your loved ones, and how you can get the most out of both payment platforms.
What Is Bre-B Colombia?
Bre-B is Colombia’s official national system for instant payments.
Developed and operated by Banco de la República (Colombia’s Central Bank), it works similarly to Brazil’s hugely successful Pix system.
The best part? It follows a “build-on-what-exists” approach.
In other words, your family won’t need to download a new app or learn an entirely new interface. Instead, Bre-B simply offers a new feature inside the banking and digital-wallet apps they already use, like Bancolombia, BBVA, Nequi, Daviplata, and others.
Beyond Bre-B’s easy integration, its key values include:
- Settling transfers in seconds, 24/7/365 (even on weekends and holidays).
- Moving money instantly between any bank account (and any digital wallet).
Unsurprisingly, Bre-B has earned acclaim for its successful rollout—including winning the Central Banking’s 2026 Award for Financial Market Infrastructure Services (Retail).
Receiving money in one account and moving it to another has never been easier.
No waiting.
No paperwork.
No extra cost.
Bre-B Changes the Game for You and Your Family in Colombia
Until recently, Colombians preferred cash for everyday transactions. In fact, banknotes were the payment of choice in over 80% of practical purchases.
Why? Sending money between different banks and wallets was simply too slow, expensive, and fragmented—and it often took days to clear.
Bre-B changes the game.
It creates a unified, interoperable network so transfers happen instantly across any participating institution. Better yet, for the first three to four years, standard Bre-B Colombia transfers are completely free for end users.
That translates into real-life convenience, including:
- Paying for groceries or utilities by scanning a QR code or sharing a key, right from the user’s phone.
- Splitting bills with friends or family in seconds.
- Moving money effortlessly between bank accounts and popular digital wallets like Nequi and Daviplata.
- Never waiting in line at an ATM or carrying large amounts of cash (a bonus for personal safety).
This is where the uLink connection becomes especially powerful.
You send money home with uLink. Your loved ones can use it instantly with Bre-B.
There’s no gap between receiving and spending. Your money starts working for your loved ones right away—covering bills, daily expenses, and everything in between.
The Key to Instant Transfers: Understanding Llaves
Bre-B makes receiving money as easy as sharing a phone number.
The magic is in the Llave (Spanish for “key”); a simple and memorable nickname that points straight to a person’s account.
Instead of typing long account numbers, your family registers just one Llave.
There are four easy options to consider:
- Phone number (the one they already use every day)
- Cédula (their national ID number)
- Email address
- Alphanumeric code (a custom code specific to their bank or wallet)
Once registered, users can then share that Llave (or a QR code) and money arrives in seconds. No sensitive banking details ever need to be exchanged.
It’s faster than a text message (and much more secure).
Is Bre-B Safe for My Family to Use?
Absolutely!
Bre-B is completely built, managed, and regulated by Banco de la República, Colombia’s Central Bank.
Therefore, Bre-B follows advanced international security standards, including state-of-the-art encryption protocols, fraud-prevention failsafes, and rigorous oversight of every transaction.
Still, consumers are wise to observe cybersecurity hygiene best practices, including:
- Registering Llaves only through official banking or wallet apps—never through third-party links.
- Ignoring suspicious messages, as Bre-B will never ask you to click an SMS or email link to accept money. Legitimate transfers arrive automatically with a push notification and email confirmation.
- Always double-check the recipient’s name on the screen before you confirm a transfer.
With these simple steps—and the ongoing protection of Banco de la República—your family can use Bre-B with peace of mind.
How uLink and Bre-B Work Together for You
uLink is the bridge that gets your money safely from the U.S. to Colombia.
Bre-B is the network your family uses as soon as the money arrives.
Once the money lands, your loved ones can instantly:
- Split it across different accounts or wallets.
- Pay bills or merchants directly.
- Move portions to Nequi, Daviplata, or any other connected service—all in seconds, 24/7, and at no extra cost.
Your hard work